Variable/Fixed Annuities

Annuities are contracts issued by insurance companies that allow investors to defer taxation on investment income until withdrawal. Most annuities can be withdrawn in periodic payments or a lump sum, providing additional tax deferral opportunities. With this privilege of tax deferral also comes an understanding that money placed into an annuity is primarily for long-term savings. Withdrawals prior to age 59 ½ may incur a 10% federal tax penalty and are subject to income tax.

Variable annuities are sold by prospectus only. Investors should carefully consider objectives, risks, charges, and expenses carefully before investing. The contract prospectus and the underlying fund prospectus contain this and other important information. Investors should read the prospectus carefully before investing. For a copy of the prospectus, contact your financial advisor.

Investment Inquiries

Hours of Operation

Monday - Friday; 8:00 am to 4:30 pm and by appointment.

At Forsberg Investments and Insurance, we pride ourselves on making your questions and investments our priority, whether you call, email, or stop by the office - we are here for you.

Securities and advisory services are offered through LPL Financial, a Registered Investment Advisor, Member FINRA\SIPC.  This site is published for residents of the United States and is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or product that may be referenced herein. The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Not all products and services referenced on this site are available in every state, jurisdiction, or from every person listed. The FINRA registered branch office for Michael Forsberg is 99 10th Ave S Waite Park, MN 56387.